Usman Shah

The Best iPhone for the Money: Top Picks for Every Budget in 2026

The Best iPhone for the Money: Top Picks for Every Budget in 2026
The Best iPhone for the Money: Top Picks for Every Budget in 2026

The prices for new iPhones continue their upward trend across Europe, making the latest iPhone models a significant financial commitment. The newest iPhone isn’t always the smartest decision to buy. For most people in Germany and the EU, new iPhones — including the new iPhone 17 — start well over €900, while the premium models like the iPhone 17 Pro Max exceed €1,300. This represents a major investment in a new smartphone.

The reality in 2026 is that technology improvements have plateaued considerably across the entire iPhone range. A three-year-old iPhone 13 delivers solid performance for a smooth iPhone experience. The camera system from the iPhone 15 series still produces excellent photos. Processors from the iPhone 14 series handle modern apps efficiently.

For most tech-savvy consumers in Germany, the goal isn't just the latest iPhone — it's finding the best value for money Apple iPhone that matches your actual needs without overspending on features you'll never use. Apple has designed the iPhone to be a device that lasts, which means older iPhones are still fantastic.

At Remobile, we simplify this complex comparison across all current and previous generation iPhone models. We don't just summarize facts; we take a stance. Here is our breakdown of the entire iPhone lineup to help you buy an iPhone with the best value in 2026.

The Core Equation: What Makes an iPhone "Best Value"?

Value varies for most people based on usage patterns and priorities. Understanding what creates genuine best value helps you avoid overpaying. The calculation goes beyond the initial price tag of the Apple iPhone.

Performance Longevity & Software Support

An Apple iPhone must handle daily tasks smoothly through 2028 and beyond without frustration. This requires adequate processing power. Crucially, Apple has an outstanding track record of supporting iPhones up to seven years. Extended software support is why — as we discussed in our article, “Is the iPhone 13 in 2026 still worth buying or time to upgrade?” — the best iPhones offer new capabilities through the update cycle.

Total Cost of Ownership

You need to calculate the annual cost properly. A €600 Apple iPhone used for four years costs €150 annually. An €800 Apple iPhone replaced after two years costs €400 annually. The cheaper iPhone upfront isn't always the better financial decision. The real best value comes from longevity.

Condition and Battery Health

When looking for a refurbished iPhone, this is key. You need a device that can reliably deliver full-day operation. You must verify the battery health metrics carefully. Apple considers 80%+ capacity healthy for a normal user.

🥇 Best iPhone for Most People Overall (The Workhorse)

The standard iPhone 17 delivers optimal value for mainstream buyers seeking reliable performance with maximum longevity in 2026. This is the best iPhone for most people to buy right now.

It features the A19 chip, which matches the same flagship performance standards as the iPhone 17 Pro. Applications launch instantly, and games maintain high frame rates.

  • Camera System: The camera system performs admirably for the price point. The 48MP main sensor captures detailed images.
  • Longevity: Apple guarantees support through 2031, a minimum of four additional years of updates providing security and new features.
  • Storage: Base storage provides 128GB capacity, adequate for most users.

Why the regular iPhone 17 earns the best iPhone for most people designation: It offers flagship functionality without a flagship pricing structure. The performance differential between this iPhone and the top-of-the-line iPhone 17 Pro Max proves minimal in daily use for the regular user.

The Mid-Range King: iPhone 16 Pro (The Smartest Buy)

If you have a mid-range budget, the iPhone 16 Pro from 2024 commands serious attention in value seekers' territory. This iPhone 16 Pro offers the best value in the premium segment.

The A18 Pro chip maintains exceptional power output, and its camera system includes features like the best camera quality in a single device among the best phones. The pro max experience is great, but the iPhone 16 Pro offers most of the same features for a much lower cost.

Why the iPhone 16 Pro is our Mid-Range Pick:

  • ProMotion Display: The 120Hz refresh rate transforms the iPhone experience. Once you go to the 120Hz screen, going back to a 60Hz screen similar to the standard iPhone 17 feels sluggish.
  • Camera System: The triple-lens array (Main, Ultra-wide, 3x Telephoto) distinguishes the iPhone 16 Pro. Video captures 4K up to 60fps across all the lenses. The iPhone 16 Pro Max only offers a larger screen, and the iPhone 16 Pro is the sweet spot.
  • Pro Features: This iPhone 16 Pro supports the full suite of Apple Intelligence features.

This iPhone represents the perfect sweet spot: authentic pro features at a reduced refurbished price.

🥉 Best Budget iPhone for Basic Everyday Use (The Reliable Entry)

The iPhone 16e is the current entry-level option in the Apple iPhone lineup, succeeding the budget iPhone SE model. The iPhone 16e is significantly more accessible than the regular iPhone 17.

With pricing often ranging around €450 – €550, the iPhone 16e is a clear winner for budget-conscious buyers in 2026 seeking reliable basics. The iPhone 16e includes the A18 chip and supports all Apple Intelligence features. The iPhone 16e is truly a smart choice.

Best for: First-time Apple users, younger users, or anyone prioritizing messaging and browsing. The iPhone 16e offers a modern feel and performance. If you are looking for the cheapest iPhone, the iPhone 11 or older is also an option, but the iPhone 16e offers much better longevity.

  • Software Support: Apple has committed support for the iPhone 16e through 2031 — five additional years of updates.
  • Value: The iPhone 16e is specifically designed to offer the best value at an affordable price point.

If the iPhone 16e is too expensive, the iPhone 14 remains a viable, slightly older iPhone option, but verify the battery health thoroughly.

Refurbished iPhone Save Tips: The Best Deals for Your Wallet

The smartest way to get a premium Apple smartphone like the iPhone 15 or a powerful iPhone 14 Pro Max in 2026 is to buy refurbished iPhones. Buying a refurbished iPhone often saves 30 – 50% compared to buying new iPhones, making it the best value choice.

  • Prioritize Certified Sellers: Always buy from certified professional refurbishers like Remobile. These sellers offer comprehensive testing, a warranty (24 months is standard for the best deals), and guarantee the functional quality of the phone. An uncertified used Apple phone can be a risk.
  • Check the Battery Health: The battery is the most common point of failure. Look for providers that install a new battery or guarantee a minimum health of 90% or higher. This significantly extends the life of the refurbished iPhone.
  • Ignore Minor Cosmetics: Choosing a condition like "Good" instead of "Premium" can shave a substantial amount off the price. These iPhones might have light scratches that disappear entirely with a protective case and screen protector. The "Good" cosmetic condition is usually the best value.
  • Consider the Pro Max Model: If you want the Pro Max screen size, an older Pro Max model like the iPhone 15 Pro Max or iPhone 14 Pro Max can be found at great iPhone deals. This lets you get the larger screen and camera experience without paying the premium for the latest iPhone 17 Pro Max.

The Flagship Tier: iPhone 17 Pro Max and iPhone Air

If your budget is €1000+ and you demand the ultimate iPhone, you are in flagship territory.

The iPhone 17 Pro Max represents the most expensive iPhone configuration, delivering maximum screen size at 6.9 inches and the ultimate camera system. The A19 Pro chip is the latest silicon Apple produces.

  • iPhone 17 Pro Max: This Pro Max model offers the largest screen and longest battery life of every iPhone ever. This is for users who need the absolute best camera and maximum screen real estate.
  • iPhone Air: This new iPhone model, similar to the iPhone 16 lineup, offers a super-thin profile and new best wireless charging technology. The iPhone Air is a luxury choice, not a best value option.

Most buyers don't require this investment level. Consider the iPhone 17 Pro Max or the iPhone Air only when specific, demanding needs necessitate the extra features and premium price tag. For everyone else, the iPhone 16 Pro offers almost the same power.

Final Advice: The Best iPhones to Buy

Your answer to which iPhone is the best value for money depends on you. The best iPhones are those that meet your needs without overextending your budget.

  • Under €500: The iPhone 16e. Excellent chip, good camera, and plenty of support from Apple. This is the new standard iPhone for most people at this price point.
  • €500 – €900: The iPhone 16 Pro. You get ProMotion display with 120Hz refresh rate, a triple-lens camera system with telephoto capabilities, and superior materials. The iPhone 16 Pro offers authentic pro features at a reduced refurbished price, making it the smartest buy in the mid-range segment.
  • €900+: The iPhone 17 (standard) for most people, or the iPhone 17 Pro Max if you demand the ultimate camera system and maximum screen real estate. The standard iPhone 17 delivers optimal value for mainstream buyers, offering flagship functionality without flagship pricing. The iPhone 17 Pro Max is for users who need the absolute best camera and maximum screen size.

Informed decisions prevent subsequent regret. The best iPhone for the money delivers the required functionality without creating financial pressure. Once you’ve made up your mind, you can shop for the finest model at Remobile. Would you like to check out some current refurbished iPhone deals on the iPhone 16 series?